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Gateway Mortgage Services - Oakmont, PA
Gateway Mortgage Services - Oakmont, PA
Mortgage Products and ServicesMortgage Interest RatesFill out Online ApplicationMortgage CalculatorsOur Business AffiliatesContact Gateway Mortgage ServicesGMS Home Page

Equal Housing Lender. Licensed by PA Department of Banking
Mortgage Loan Calculator

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.

This Financial Calculator requires a Browser with Java Support
Definitions

  • Mortgage amount - Original or expected balance for your mortgage.
  • Interest rate - Annual interest rate for this mortgage.
  • Term in years - The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
  • Monthly payment - Monthly principal and interest payment (PI).
  • Total payments - Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
  • Total interest - Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
  • Prepayment type - The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.
  • Prepayment amount - Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
  • Start with payment - This is the payment number that your prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation.
  • Savings - Total amount of interest you will save by prepaying your mortgage.


Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Gateway Mortgage Services, LLC
434 Allegheny River Blvd., Suite 113
Oakmont, PA 15139

Phone: (412)828-3626
Toll Free: 1-888-656-9115
Fax: (412)828-6836


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